The long-running rumor of a SWIFT-XRP integration just hit a wall. On July 10, 2026, Tom Zschach, former chief innovation officer at SWIFT, publicly dismissed claims that the global bank messaging network would back or integrate XRP or the XRP Ledger. Ad Ad SWIFT Moves Toward Tokenized Bank Deposits, Not Public Crypto Zschach explained that
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Matthew Ruthven is a crypto journalist and blockchain strategist with a passion for exploring the intersection of technology, finance, and decentralized governance. With a background in software development and digital economics, he brings a technical yet accessible approach to analyzing the latest trends in cryptocurrency and Web3 innovation.